Deendayal Antyodaya Yojana: छोटे उद्यमियों के लिए सुनहरा अवसर

The Deendayal Antyodaya Yojana (DAY) is a flagship initiative launched by the Government of India with the primary objective of reducing poverty in rural and urban areas. The scheme is designed to empower the poor, particularly women, through skill development, self-employment, and sustainable livelihood creation.

The essence of the scheme lies in building strong institutions at the grassroots level that can support and uplift the marginalized sections of society. This essay explores the inception, objectives, components, implementation, and expected impact of the Deendayal Antyodaya Yojana.

Deendayal Antyodaya Yojana Launch Date

The Deendayal Antyodaya Yojana was launched on 25th September 2014 by the Government of India under the Ministry of Rural Development (MoRD). The scheme is an amalgamation of various previous rural welfare initiatives, specifically the Swarnajayanti Gram Swarozgar Yojana (SGSY), which was later restructured into the National Rural Livelihoods Mission (NRLM) in 2011. The program was renamed Deendayal Antyodaya Yojana – National Rural Livelihoods Mission (DAY-NRLM) on March 29, 2016.

The program is named after Pandit Deendayal Upadhyaya, a prominent Indian philosopher and politician, who emphasized the importance of social and economic inclusion for all sections of society. He advocated for Antyodaya (the rise of the last person) as the ultimate goal of development, ensuring that benefits of growth reach the poorest sections of society.

Deendayal Antyodaya Yojana Eligibility

• SHGs should be in active existence at least for the last 6 months as per the books of account of SHGs and not from the date of opening of the S/B account.SHGs should be practicing ‘Panchasutras’ i.e., Regular meetings; Regular savings; Regular inter-loaning; Timely repayment; and Up-to-date books of accounts.Qualified as per grading norms fixed by NABARD. As and when the federations of the SHGs come to existence, the grading exercise may be done by the Federations to support the banks.The existing defunct SHGs are also eligible for the credit if they are revived and continue to be active for a minimum period of 3 months

Deendayal Antyodaya Yojana Required Documents

• Aadhaar Number
• Proof of Identity
• Proof of Residence
• Voter ID Card
• Passport Size Photograph

Objectives of Deendayal Antyodaya Yojana

The primary goal of the Deendayal Antyodaya Yojana is to reduce poverty and improve the living standards of the rural poor, particularly women, through livelihood enhancement. The key objectives of the program are:

• Poverty Alleviation: The core aim is to improve the economic conditions of the rural poor by promoting sustainable livelihoods. This involves skill development, access to credit, and better market linkages for the rural poor.

• Promoting Self-Employment and Skilled Wage Employment: DAY-NRLM encourages self-employment, particularly through the establishment of Self-Help Groups (SHGs), and helps people acquire skills for wage-based employment in various sectors.

• Women Empowerment: A significant focus of the scheme is on empowering women, as they are often the most marginalized group in rural areas. By forming women-centric SHGs, the program ensures that women can access financial services, become economically independent, and take leadership roles in their communities.

• Community Institutions: DAY-NRLM works to build strong grassroots institutions. This is done through Self-Help Groups (SHGs) and federations of SHGs that enable communities to work together, access resources, and improve their livelihoods collectively.

• Access to Financial Services: The scheme provides the rural poor with access to a range of financial services, including credit, insurance, and savings, which are essential for livelihood activities and economic development.

Deendayal Antyodaya Yojana Apply Online

To apply for the Deendayal Antyodaya Yojana (DAY), particularly for the National Rural Livelihoods Mission (NRLM) and National Urban Livelihoods Mission (NULM) components, the application process is typically managed by the State Rural Livelihood Missions (SRLM) for rural areas and State Urban Livelihood Missions (SULM) for urban areas. The process and availability of online applications may vary depending on the specific scheme (rural or urban) and the state you are in.

For Rural Areas (NRLM Component)

• If you are interested in applying for the National Rural Livelihoods Mission (NRLM) component, the process typically involves forming or joining a Self-Help Group (SHG), as the scheme focuses heavily on SHGs for poverty alleviation and livelihood enhancement.

Join a Self-Help Group (SHG)

• You can approach the local Gram Panchayat or Community Resource Person (CRP) in your village to get information about SHGs in your area.
• These groups are typically formed around communities of 10-20 women, and they work together to save money, access credit, and improve livelihoods.
• Contact the State Rural Livelihood Mission (SRLM):

• Each state has an SRLM office that oversees the implementation of the NRLM in rural areas. They will provide detailed guidance on the

Application process.

• Visit the official website of your state’s SRLM for more specific details, or you can visit the Ministry of Rural Development website.
• Online Application (if available):

• In some states, the SRLM provides an online portal where you can register for training programs or apply for assistance under the Deendayal Antyodaya Yojana.
• You may also be able to apply for financial linkages and other benefits through these portals.
• Check your state’s official website for more information or visit the MoRD website for links to state portals.
• Example: If you are in Uttar Pradesh, you can visit the official UP SRLM website to apply or find out more about the available programs under NRLM.

Website Links for State SRLMs:

• Andhra Pradesh SRLM: http://aprlm.ap.gov.in
• Uttar Pradesh SRLM: http://srlm.up.nic.in
• Maharashtra SRLM: https://udaymahama.org
• Tamil Nadu SRLM: https://tamilnadumahatma.org

2. For Urban Areas (NULM Component)

• If you are interested in the National Urban Livelihoods Mission (NULM), the process involves applying for skill development programs, self-employment, or support for street vendors.

Skill Development and Training

• NULM offers skill development programs that help urban poor individuals develop the necessary skills for self-employment or wage employment.
• Contact the State Urban Livelihood Mission (SULM) office or visit your local City Municipal Corporation for information on available skill development and employment programs.

Street Vendor Registration

• If you are a street vendor, you can register under the PM Street Vendor’s AtmaNirbhar Nidhi (PM SVANidhi) scheme, which is part of NULM. This provides financial support in the form of working capital loans.
• You can apply for loans through the SULM or directly through banks participating in the PM SVANidhi scheme.

Online Application (if available)

• Some state governments provide online portals where you can apply for various benefits under NULM, such as skill development programs, financial support for street vendors, or setting up small businesses.
• Visit the official websites of your state’s Urban Development Ministry or Municipal Corporation to check if online applications are available.
• Example: If you are in Delhi, you can check the Delhi Urban Shelter Improvement Board (DUSIB) website or visit the Delhi government’s website for NULM-related information.

• Website Links for Urban Livelihoods Missions (SULM):
• Delhi Urban Livelihoods Mission: https://www.dusibdelhi.in
• Mumbai NULM: http://www.sjsa.maharashtra.gov.in

Deendayal Antyodaya Yojana Registration

• Go to the official website of the Ministry of Rural Development (MoRD) or the Deendayal Antyodaya Yojana portal.
• Official website link: https://aajeevika.gov.in

Select the Appropriate Scheme:

• Deendayal Antyodaya Yojana comes under the Ministry of Rural Development (MoRD). Find the relevant section or program related to National Rural Livelihoods Mission (NRLM) or DAY-NRLM.

Fill the Registration Form:

• Click on the “Registration” or “Apply Now” button on the website.
• Fill in the personal details such as name, address, contact details, etc.

Choose the Type of Beneficiary:

• Select your category (e.g., Self-Help Group (SHG) member, individual entrepreneur, rural poor, etc.).

Upload Required Documents:

• Upload scanned copies of the necessary documents like:
• Aadhar card or other identity proof
• Address proof
• Bank account details
• Passport-sized photograph, etc.

Submit the Form:

• After filling out the form and uploading documents, double-check all details.
• Submit the application form online.

Confirmation of Registration:

• Once submitted, you will receive a confirmation message or email regarding your registration.
• Keep track of your registration number for future reference.

Follow-up with Local Authorities:

• After registration, contact the local Rural Development office or district administration for further steps.
• They may guide you about the next process of selection, training, and fund disbursement.

Check for Updates:

• Regularly visit the website or your local authority for updates on your application status or any announcements.

Note:

• Eligibility Criteria: Make sure you meet the eligibility criteria set by the government (e.g., being from a rural area, belonging to an economically weaker section, etc.).
• Offline Registration: In some cases, registration may also be done offline through local rural development offices or self-help groups (SHGs).
• By following these steps, you can successfully register for the Deendayal Antyodaya Yojana and benefit from the various services offered under the scheme.

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